The Big-Four Banks recorded a total of $43 Billion profits in one year
The Big-Four Banks recorded a total of $43 Billion in profits for one year
According to The Australia Institute data, Australia's big four banks (CBA, NAB, Westpac, and ANZ) generated approximately $16.9 Billion in profit from owner-occupier home loans in 2025.
This figure highlights that while owner-occupier loans account for 22.7% of their business, they contribute 39.3% of the profit.
Profit Breakdown: Over a 30-year average loan, the big four make nearly $229,000 in profit.
First-Year Impact: In the first year alone, banks generate over $11,000 in profit per average owner-occupier loan.
Weekly Earnings: Banks make $214 per week in profit per average owner-occupier mortgage.
Total Profits: The big four banks recorded a total of $43 Billion in profits for the 2024–2025 financial year.
These findings suggest that despite competitive market conditions, banks are deriving disproportionately high profits from owner-occupier mortgage holders.